
Brani Srnanek - CENTURY 21 Park One Realtors		Dallas Realtor

Realtor

Brani Srnanek
(469) 939 4445

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Mission

My mission is to provide the best possible service to my clients using Honesty, Integrity and Professionalism

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consideration

Glossary & Definition

abandonment
abstract of title
acceleration clause
acceptance
acknowledgment
acre
addendum
adjustable-rate mortgage (arm)
adjustment date
adverse possession
agent
agreement of sale
alienation clause
amortization schedule
annual percentage rate (apr)
application
appraisal
appraised value
appraiser
appreciation
assessed value
assessment
assessor
asset
assignment
assumable mortgage
assumption
attachment
balloon mortgage
balloon payment
bankruptcy
bill of sale
binder
biweekly mortgage
blanket mortgage
bond
bond market
breach
bridge loan
broker
building code
building line or setback
built-ins
buydown
buyers market
call option
cap
capital gains
capitalization
cash flow
cash-out refinance
certificate of deposit
certificate of deposit index
certificate of eligibility
certificate of reasonable value (crv)
certificate of title
chain of title
clear title
client
closing
closing costs
closing statement
cloud on title
co-borrower
collateral
collection
commission
common area assessments
common areas
common law
community property
comparable sales
condemnation
conditional sales contract
condominium
condominium conversion
condominium hotel
consideration
construction loan
contingency
contract
contractor
conventional mortgage
convertible arm
conveyance
cooperative (co-op)
co-op housing
cost of funds index (cofi)
counter offer
covenants
credit
credit history
creditor
credit report
credit repository
debt
deed
deed-in-lieu
deed of trust
default
delinquency
deposit
depreciation
discount points
documentary stamps
down payment
due-on-sale provision
earnest money
earnest money deposit
easement
easement rights
economic obsolescence
effective age
eminent domain
encroachment
encumbrance
equal credit opportunity act (ecoa)
equity
escalation clause
escheat
escrow
escrow account
escrow analysis
escrow disbursements
estate
eviction
examination of title
exclusive listing
executor
fair credit reporting act
fair market value
fannie mae (fnma)
fannie maes community home buyers program
federal housing administration (fha)
fee simple
fee simple estate
fha mortgage
firm commitment
first mortgage
fixed-rate mortgage
fixture
flood insurance
foreclosure
front footage
functional obsolescence
general warranty deed
government loan (mortgage)
government national mortgage association
grantee
grantor
ground lease
hazard insurance
home equity conversion mortgage (hecm)
home equity line of credit
home inspection
homeowners association
homeowners insurance
homeowners warranty
hud
hud-1 settlement statement
hud median income
interest
intestate
involuntary lien
joint tenancy
judgment
judicial foreclosure
jumbo loan
late charge
lease
leasehold estate
lease option
lease with option to purchase
legal description
lender
lessee
lessor
liabilities
liability insurance
lien
life cap
life estate
line of credit
liquid asset
listing
loan
loan officer
loan origination
loan servicing
loan-to-value (ltv)
lock-in
lock-in period
margin
marketable title
maturity
mechanics lien
merged credit report
modification
mortgage
mortgage banker
mortgage broker
mortgage commitment
mortgagee
mortgage insurance (mi)
mortgage insurance premium (mip)
mortgage life and disability insurance
mortgage note
mortgagor
multidwelling units
multiple listing
negative amortization
no cash-out refinance
no-cost loan
no-points
notary public
note
note rate
notice of default
offer
option
original principal balance
origination fee
owner financing
partial payment
payment change date
periodic payment cap
periodic rate cap
personal property
piti
piti reserves
planned unit development
planned unit development (pud)
plat
pmi
point
points
power of attorney
pre-approval
prepayment
prepayment penalty
pre-qualification
prime rate
principal
principal balance
principal interest taxes and insurance (piti)
private mortgage insurance (mi)
promissory note
public auction
purchase agreement
purchase money transaction
qualifying ratios
quitclaim deed
rate lock
real estate agent
real estate broker
real estate settlement procedures act (respa)
real property
realtor
recorder
recording
refinance transaction
refinancing
remaining balance
remaining term
rent loss insurance
repayment plan
replacement reserve fund
restrictive covenants
revolving debt
right of first refusal
right of ingress or egress
right of survivorship
sale-leaseback
secondary market
second mortgage
secured loan
security
seller carry-back
sellers market
servicer
servicing
settlement statement
special assessments
special lien
special warranty deed
state stamps
subdivision
subordinate financing
survey
sweat equity
tax
tenancy in common
third-party origination
title
title company
title insurance
title search
transfer of ownership
transfer tax
treasury index
trustee
truth-in-lending
two-step mortgage
two- to four-family property
va mortgage
variable interest rate
vested
veterans administration (va)
voluntary lien
waive
wrap-around mortgage
zoning ordinances

Brani Srnanek - CENTURY 21 Park One Realtors
4701 W. Park Blvd., Ste 215 • Plano, TX 75093 • Email: brani1@yahoo.com • Phone: 469-939 4445

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